Life is full of twists and turns, and while we can’t predict the future, we can prepare for it. One of the most effective ways to help protect the people and things that matter most to you is with life insurance. Whether your priority is protecting your family’s financial security, safeguarding your home, or helping your business continue to thrive, the right life insurance coverage can play an important role.

Protection That Adapts to Your Life

Farmers New World Life Insurance Company offers flexible life insurance options designed to help meet a variety of needs, including:

  • Individual & Family Protection – Help ensure your loved ones have financial support to cover expenses such as mortgage payments, debts, or future goals like education.
  • Homeowners’ Security – Life insurance can help make sure your family has the financial means to stay in their home, even if you’re no longer here to provide for them.
  • Business Continuity – If you’re a business owner, life insurance can help protect your company’s operations, key employees, or even fund a business succession plan.

Why Homeowners Consider Life Insurance

If you’ve recently purchased a home—or have owned one for years—life insurance can be a valuable part of your financial foundation.

Here are a few things to think about:

  • A life insurance policy can provide a source of financial support for your beneficiaries in the event of your death.
  • More than one type of life insurance policy may help meet your goals.
  • If your policy’s purpose is to cover your mortgage, the amount and duration of the mortgage can influence which policy may best fit your situation.

Selecting the right coverage as a homeowner requires careful consideration of your financial situation, long-term goals, and your loved ones’ needs.

Types of Life Insurance Coverage to Consider

Term Life Insurance

  • Provides coverage with a level premium for a specific period of time (e.g., 10, 20, or 30 years).
  • A great option if you want coverage that aligns with the length of your mortgage or other fixed financial commitments.

Permanent Life Insurance

  • Provides coverage for your entire life* as long as premiums are paid to keep the policy in force.
  • Includes a cash value component that can accumulate over time, offering potential flexibility for future financial needs.

*Lifelong coverage (or life of the policy) is guaranteed as long as all premiums are paid to keep the policy in force.

Coverage That Extends to Businesses

For business owners, life insurance can help provide financial protection for the company and the people who depend on it. It can help fund:

  • Key person coverage to protect against the loss of an essential employee
  • Buy-sell agreements to help with smooth ownership transitions
  • Debt repayment or operational costs in the event of an unexpected loss

This kind of planning can help provide peace of mind—not only for your loved ones but also for your business partners, employees, and clients.

Here to Help You Prepare for Life’s Most Challenging Moments

The right life insurance coverage can help you live with confidence today, knowing you’ve prepared for tomorrow. Let’s talk about your goals and find the best coverage to fit your unique needs.

Important Information and Disclosures

Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, Ste. 300, Bellevue, WA 98005.
Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits, and conditions apply.

Any product guarantees are subject to the financial strength and claims-paying ability of Farmers New World Life Insurance Company, which is solely responsible for the obligations under its own policies. Farmers New World Life Insurance Company is not licensed and does not solicit or sell in the state of New York.

CA License No. 0M31608 | 6156584.1 | 8002073P | 02/24